XRMIC Terms of Service

Effective Date: May 20, 2026

Last Updated: May 8, 2026

Welcome to XRMIC (“XRMIC,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of our platform, including virtual currency (“GEMS”), live rooms, forums, XR spaces, and related services (collectively, the “Service”). By using XRMIC, you agree to these Terms.

1. Eligibility

1.1 You must be at least 18 years old to use XRMIC.

1.2 If you are under 18, you must comply with all applicable laws in your jurisdiction.

1.3 You may not use the Service if prohibited under applicable laws.

1.4 We reserve the right to request identity verification at any time.

1.5 Impersonation of any person, user, or entity is strictly prohibited.

2. Account Responsibility

2.1 You are responsible for all activity under your account.

2.2 You must maintain the confidentiality of your login credentials.

2.3 You agree to provide accurate and complete information.

2.4 We are not liable for unauthorized access to your account.

3. User Conduct and Acceptable Use

You agree NOT to:

3.1 Harass, abuse, or bully others.

3.2 Engage in sexual harassment or sexually explicit conduct.

3.3 Post or distribute nudity, pornographic, or NSFW content.

3.4 Use hate speech, slurs, or discriminatory language.

3.5 Threaten violence or harm.

3.6 Doxx or share private/personal information.

3.7 Spam or flood content.

3.8 Post unauthorized or malicious links.

3.9 Evade bans or create alternate accounts.

3.10 Impersonate any person or entity.

3.11 Upload copyrighted content without permission.

3.12 Engage in illegal activity.

3.13 Violations may result in immediate suspension or permanent termination.

4. User Content and License

4.1 You retain ownership of content you create and post.

4.2 By posting content, you grant XRMIC a non-exclusive, worldwide, royalty-free license to host, display, reproduce, and distribute your content within the Service.

4.3 You represent that you have all rights necessary to post such content.

4.4 We reserve the right to remove content at any time without notice.

5. Community Rules

5.1 Individual communities, rooms, forums, or XR spaces may enforce additional rules.

5.2 You agree to comply with both platform-wide rules and community-specific rules.

6. Platform Rights and Moderation

6.1 We may suspend, restrict, or terminate accounts at our sole discretion.

6.2 We may remove or limit visibility of content at any time.

6.3 We are not responsible for user-generated content or its accuracy.

7. Virtual Currency (GEMS)

7.1 XRMIC uses virtual currency (“GEMS”) for certain platform features.

7.2 GEMS are a virtual, in-platform currency with no real-world monetary value outside of XRMIC.

7.3 GEMS cannot be redeemed, transferred, or exchanged except through official XRMIC payout systems.

7.4 The conversion rate of GEMS to real currency is determined solely by XRMIC and may change at any time.

7.5 Users may earn GEMS through platform interactions such as tipping or participation.

7.6 Conversion of GEMS into real-world payouts is not guaranteed and is subject to:

• compliance review
• fraud detection
• platform rules

7.7 XRMIC reserves the right to:

• delay, withhold, or deny conversions
• reverse transactions involving abuse or fraud
• adjust conversion rates or payout structures at any time

7.8 Prohibited activities include:

• self-tipping or transferring value between accounts you control
• artificial engagement or coordinated activity to generate earnings
• exploiting platform systems for financial gain

7.9 Violations may result in:

• forfeiture of GEMS and earnings
• account suspension or permanent ban
• cancellation of pending payouts

8. Payments, Purchases, and Refund Policy

8.1 All purchases are final and non-refundable.

8.2 Virtual currency has no monetary value outside the platform.

8.3 You may not sell, transfer, or exchange GEMS outside XRMIC.

8.4 Fraudulent transactions or chargebacks may result in account termination.

9. Creator Monetization and Payouts

9.1 Creators may earn revenue through platform features such as tipping.

9.2 Payouts are processed exclusively through Stripe Express.

9.3 You must complete all required identity and compliance verification.

9.4 You must have over $100 USD worth of virtual currency to cash out, subject to change.

9.5 Users may only cash out once per month.

9.6 Payouts may be delayed for fraud checks, compliance, or technical issues.

9.7 Banned or suspended accounts forfeit all earnings.

9.8 We reserve the right to withhold or reverse payouts in cases of:

• fraud
• abuse
• violation of these Terms

10. Compliance and Financial Regulations

10.1 You agree to comply with all applicable financial, tax, and anti-money laundering (AML) laws.

10.2 You are responsible for reporting and paying any applicable taxes.

10.3 XRMIC may report transactions where required by law.

10.4 We reserve the right to monitor, investigate, and report suspicious activity.

11. Prohibited Financial Activity

You may not:

11.1 Use stolen payment methods.

11.2 Engage in money laundering or fraudulent transactions.

11.3 Manipulate tipping, payouts, or virtual currency systems.

11.4 Create artificial engagement for financial gain.

Violations may result in:

• account termination
• forfeiture of funds
• reporting to authorities

12. Security and Platform Integrity

12.1 You may not hack, exploit, or reverse engineer the Service.

12.2 You may not use bots, scripts, or unauthorized tools.

12.3 Any attempt to disrupt the platform is strictly prohibited.

13. Privacy

13.1 You agree not to share or expose personal information.

13.2 Unauthorized recording or distribution of conversations is prohibited.

13.3 Our handling of personal data is governed by our Privacy Policy.

14. Prohibited Conduct: Doxing, Bots, and Network Attacks

14.1 Doxing and Personal Information Abuse

Users may not collect, share, publish, or threaten to publish another person’s private or personally identifiable information without explicit consent. This includes:

• real names
• home addresses
• phone numbers
• email addresses
• government-issued identification
• financial information
• workplace or school information
• location data

Any attempt to intimidate, blackmail, or harass users through exposure of personal information is strictly prohibited.

14.2 Automated Accounts, Bots, and Artificial Activity

Users may not use bots, scripts, or automated systems to:

• artificially inflate engagement
• manipulate platform systems or rewards
• spam, scrape, or overload services
• impersonate real users
• create misleading activity

XRMIC reserves the right to restrict, suspend, or permanently ban accounts involved in unauthorized automation.

14.3 Distributed Denial-of-Service (DDoS) and Network Abuse

Users may not engage in, promote, or facilitate activities that disrupt platform services, including:

• DDoS attacks
• overloading servers or infrastructure
• exploiting vulnerabilities
• interfering with user access

Violations may result in immediate termination and may be reported to law enforcement.

14.4 Enforcement and Penalties

Violations may result in:

• temporary or permanent account suspension
• removal of content
• forfeiture of virtual currency or assets
• legal action where applicable

XRMIC reserves full discretion in determining violations and enforcement actions.

15. Protection of Minors and Exploitation

15.1 Users may not engage in, facilitate, or attempt inappropriate interaction with minors.

15.2 Prohibited conduct includes:

• soliciting romantic or sexual relationships with minors
• requesting or distributing sexual content involving minors
• grooming behavior
• misrepresenting age to interact deceptively with minors

15.3 XRMIC maintains a zero-tolerance policy for exploitation involving minors.

15.4 Violations may result in permanent bans and reporting to appropriate authorities.

16. Community Spaces and XR Environment Rules

Users may not create, host, or participate in XR spaces or communities that promote harmful, illegal, or abusive behavior.

16.1 Hate and Discrimination

Prohibited spaces include those promoting:

• hate
• harassment
• violence
• discrimination based on race, ethnicity, nationality, religion, gender, gender identity, sexual orientation, disability, or sex

16.2 Criminal Activity and Dangerous Behavior

Users may not create or participate in spaces that:

• promote illegal activity
• encourage violence or terrorism
• organize harassment or targeting of individuals/groups

16.3 Exploitation and Abuse

Users may not create or participate in spaces promoting:

• coercion
• exploitation
• abusive or predatory behavior

16.4 Evasion and Misuse

Users may not:

• recreate banned communities
• evade moderation actions
• create alternate spaces to bypass enforcement

16.5 Implicit Behavior and Intent

Enforcement is not limited to explicit content. XRMIC may take action against communities where overall behavior, symbolism, tone, or interaction patterns reasonably indicate prohibited conduct.

16.6 Platform Authority and Enforcement

XRMIC reserves the right to:

• remove spaces or content without notice
• suspend or permanently ban users
• restrict access to platform features
• take action against harmful communities even if individual content does not independently violate rules

17. Moderator Terms

17.1 Moderators are independent users and are not employees, partners, or contractors of XRMIC.

17.2 Moderators may receive earnings through platform features, but earnings are not guaranteed.

17.3 Moderators may not abuse their position for financial gain, including:

• forcing users to send tips
• manipulating visibility or discussions for profit
• engaging in unfair moderation practices

17.4 Moderator earnings are subject to the same rules as creator payouts, including:

• Stripe Express requirements
• fraud and compliance review
• payout limits and delays

17.5 XRMIC reserves the right to:

• remove moderator status at any time
• suspend or terminate accounts
• withhold or revoke earnings for violations

17.6 Moderators are responsible for complying with applicable laws and tax obligations related to earnings.

18. Disclaimer of Warranties

The Service is provided “as is” and “as available” without warranties of any kind. We do not guarantee:

• uninterrupted service
• accuracy of content
• availability of features

19. Limitation of Liability

To the fullest extent permitted by law, XRMIC shall not be liable for:

• indirect, incidental, or consequential damages
• loss of data, revenue, or profits
• user-generated content

20. Indemnification

You agree to defend, indemnify, and hold harmless XRMIC from claims, damages, or liabilities arising from:

• your use of the Service
• your violation of these Terms
• your content or conduct

21. Termination

21.1 We may suspend or terminate your access at any time.

21.2 You may stop using the Service at any time.

21.3 Upon termination, certain rights and obligations will survive.

22. Changes to Terms

22.1 We may update these Terms at any time.

22.2 Continued use of the Service constitutes acceptance of updated Terms.

23. Governing Law

23.1 These Terms shall be governed by and interpreted in accordance with the laws of [Insert Jurisdiction].

24. Acceptance

By using XRMIC, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.

25. Contact

For questions regarding these Terms, contact:

[email protected]